My Photo

Search

  • Google

    WWW
    http://cyberbrethren.typepad.com/cyberbrethren/

Bach Playlist

  • Bach Playlist

Nuts and Bolts

Blog powered by TypePad
Member since 12/2005

BibleRefs

May 17, 2008

High School Graduation

Paul_graduation What happened? Just a couple years ago I was holding this guy in my arms, now look what happened: he just graduated from high school last night! This is our son, Paul Jerome, quite happy as he is shaking hands with the principal of his high school here in West County St. Louis. Because of his ACT score of 34 (two points shy of a perfect score), he received a full academic scholarship to Truman State University here in Missouri, where he will be headed off to college this coming August. He maintained a high-A average throughout high school, while maintaining a very full schedule of music, and being drum major for the marching band for two years. Can you tell I'm a proud dad? Yup, I am. And so his mother. I mean, she is a proud mother, not a proud dad. You know what I mean.

(Photo geeks: We were sitting in the top row of the bleachers in the arena where the graduation took place. Fortunately, we were on the right side for me to get this shot of Paul crossing the stage after receiving his diploma. This is a cropped image from the original taken with natural light, from about 250  feet away. Taken with the Canon 5D, with the 100-400 mm L IS lens, handheld. ISO 3200. Not too bad!)

May 16, 2008

Revitalizing Lutheran congregations that are no longer Lutheran

I was reading a Missouri Synod district's blog site and ran across this comment by the district president. I appreciated his candor and pastoral wisdom. I believe that it is precisely in such honest assessment of reality as we find it in the church today that we have the best opportunity for the kind of open, honest communication that is so necessary.

This month I'd like to talk about revitalization. If you remember the goals of ABLAZE, you recall that one of them is to revitalize 2000 congregations by 2017. While a number of our congregations have asked to hear a presentation on this process, and while some have already begun the process, I want to draw your attention to a different kind of revitalization that four of our District pastors have been involved in at one time or another in their ministry (and not all of these happened while they were in the Ohio District). When they reached their congregations, these four pastors made a surprising and sad discovery: their congregations were no longer Lutheran. Oh, they were Lutheran in name, but certainly not Lutheran in teaching and practice. In several instances, some lay leaders and members proved to be quite hostile to any suggestion that Lutheran teaching should be reintroduced. Yet, to their credit, these pastors very patiently and lovingly set about to bring those congregations back into something resembling Lutheran congregations. For the most part, they taught and preached from Luther's Small Catechism. In some cases the teaching was received happily; in other cases, life became very difficult and challenging for them, especially when strong objections came or when people packed up and left. But these pastors persevered and with God's help, most saw progress. To their credit, when some laity saw that they were now being taught Lutheran doctrine, they left. They admitted they really did not believe our Lutheran teaching after all. I commend them for that integrity.

I once thought that reviewing the catechism with the congregation on a regular basis was pretty boring. I don't think so any more. What pastors know by heart is not always embedded so firmly in the hearts and minds of those we shepherd. A daily barrage of “Christian” radio and TV can muddy our distinctives over time. How pastors re-establish Lutheran teaching varies with each congregation and with each pastor's ability to apply the catechism to today's American version of Christianity.

These pastors could have taken an easier route. They could have rolled with the situation and continued down the path they found. But instead, they took the road less traveled. The saving Gospel of Jesus Christ, minus legalism, minus decision-theology, minus pietism, was restored in all of its comforting beauty and power. Wherever people hear that their sins are forgiven and that through faith in this Christ, a glorious eternity awaits them, a fruitful response comes and the congregation is strengthened.

I am fully aware that other pastors share the same desire to see their congregations revitalized in just that way, too. Restoring a Lutheran identity is a commendable task. But do you have the patience? Do you possess a winsome spirit? Can you be happy with progress sometimes measured in millimeters? If not, instead of revitalization, you may bring even worse discord and division that now has been agitated by a strident personality. It was said of our Lord that “a bruised reed He would not break, a smoldering wick he would not extinguish.” Besides a love for the Truth, an evangelical spirit coupled with a love for your people must be in any pastor who undertakes such an ambitious and praiseworthy revitalization project. Without them, however, the last state of such a congregation may become worse than the first.

Ohio District ABLAZE

Rev Terry Cripe
May, 2008
 

May 11, 2008

What do the candles mean in church? A Pentecost thought

Candle_flame Rev. Benjamin Mayes led chapel for us at Concordia Publishing House last week. In addition to stealing all my thunder, since he devoted his homily to Pentecost, and I am giving the chapel service this coming Wednesday, he began with an aside that I thought was quite profound and useful. He paused to point to the burning candles and said, "We've always said that the candles we light represent the light of Christ, and that is true, but I was thinking that as we consider the tongue of fire on the candle, we should be reminded of the tongues of fire that appeared on the heads of the Apostles and the rest of the disciples on that first Pentecost (Acts 2:1-12). And then as we recall that event, we consider that today the Holy Spirit is present, and at work among us, through the Word and Sacraments, and so that tongue of fire on the candle is a symbol of the presence and work of the Holy Spirit." I thought that was quite a good thought!

Is the Gospel cliche?

Crucifiction_spear Has the Gospel become cliche? The dictionary defines "cliche" as "something that has become overly familiar or commonplace." The way the word "Gospel" is used in much of modern Christendom has, indeed, turned it into a cliche. Tragically, "Gospel" often means anything, and everything, but the true Gospel. The Gospel, as taught in Sacred Scripture, through Old and New Testaments, is the good news that Christ is the sacrifice for our sins, and that by His blood we are cleansed, pardoned and renewed, receiving the righteousness of Christ as a gift, through faith, alone, entirely by grace, alone. This is the Gospel; however, for much of Christendom the Gospel has been reduced to a cliche. Jesus: the kind man, philosopher, moral example, moral leader, friend of the downtrodden, model of humility, revolutionary, paragon of virtue, model of human kindness.

What makes all these "Jesus cliches" appealing is that there is truth to be found in each of them. But they all fall short and ultimately prove misleading. In the second part of the Smalcald Articles, Martin Luther sharply focuses on the "chief article." He is simply laying out the very heart and soul of what Christianity is all about and what sets it apart from any human religious opinions or systems. Because of its significance for understanding the Smalcald Articles, let's put the entire text on the table for discussion (italics added for emphasis):

The first and chief article is this:

1 Jesus Christ, our God and Lord, died for our sins and was raised again for our justification (Romans 4:24–25).

2 He alone is the Lamb of God who takes away the sins of the world (John 1:29), and God has laid upon Him the iniquities of us all (Isaiah 53:6).

3 All have sinned and are justified freely, without their own works or merits, by His grace, through the redemption that is in Christ Jesus, in His blood (Romans 3:23–25).

4 This is necessary to believe. This cannot be otherwise acquired or grasped by any work, law, or merit. Therefore, it is clear and certain that this faith alone justifies us. As St. Paul says:

For we hold that one is justified by faith apart from works of the law. (Romans 3:28)

That He might be just and the justifier of the one who has faith in Jesus. [Romans 3:26]

5 Nothing of this article can be yielded or surrendered, even though heaven and earth and everything else falls [Mark 13:31].

For there is no other name under heaven given among men by which we must be saved. (Acts 4:12)

And with His stripes we are healed. (Isaiah 53:5)

Upon this article everything that we teach and practice depends, in opposition to the pope, the devil, and the whole world. Therefore, we must be certain and not doubt this doctrine. Otherwise, all is lost, and the pope, the devil, and all adversaries win the victory and the right over us.

Looking through the rest of the Smalcald Articles, we see how Luther comes back to this point, over and over again. Consider Luther's statements:

The Mass in the papacy has to be the greatest and most horrible abomination, since it directly and powerfully conflicts with this chief article. (SA II.i.1; Concordia, p. 264)

If these institutions will not serve this purpose, it is better to abandon them or tear them down than have their blasphemous, humanly invented services regarded as something better than the ordinary Christian life and the offices and callings ordained by God. This too is contrary to the chief article on the redemption through Jesus Christ. (SA II.iii.2; Concordia, p. 267).

Since monastic vows directly conflict with the first chief article, they must be absolutely abolished. (SA III.xiv.1; Concordia, p. 283).

Luther's constant theme is one echoed throughout the Lutheran Confessions, note for instance:

It is necessary for the chief article of the Gospel to be preserved, namely that we obtain grace freely by faith in Christ, and not by certain observances or acts of worship devised by people. (AC XXVIII.52; Concordia, p. 61).

Melanchthon hammers the point home in the Apology [Defense] of the Augsburg Confession:

In this controversy, the chief topic of Christian doctrine is treated. When it is understood correctly, it illumines and amplifies Christ’s honor ‹which is especially useful for the clear, correct understanding of the entire Holy Scriptures, and alone shows the way to the unspeakable treasure and right knowledge of Christ, and alone opens the door to the entire Bible›. It brings necessary and most abundant consolation to devout consciences. Therefore, we ask His Imperial Majesty to hear us with patience in matters of such importance. For the adversaries do not understand what the forgiveness of sins or faith or grace or righteousness is. Therefore, they sadly corrupt this topic, hide Christ’s glory and benefits, and rob devout consciences of the consolation offered in Christ. (Ap IV.2-3; Concordia, p. 82).

And again:

It [the article on repentance] contains the chief topic of the Gospel, the true knowledge of Christ, and the true worship of God. (Ap. XII.2; Concordia, p. 158).

This is the chief article that we are debating with our adversaries and the knowledge we regard is necessary to all Christians. (Ap. XII.58; Concordia, p. 165).

And:

Among the people, whoever understood the doctrine of repentance as presented by the adversaries? Yet this is the chief topic of Christian doctrine. (Ap. XXIV.25; Concordia, p. 228).

The constant drumbeat of justification continues in the Formula of Concord. Note:

This article about justification by faith (as the Apology says) is the chief article [see Ap IV 2–3] in all Christian doctrine. Without this teaching no poor conscience can have any firm consolation or truly know the riches of Christ’s grace. Dr. Luther also has written about this: "If this one teaching stands in its purity, then Christendom will also remain pure and good, undivided and unseparated; for this alone, and nothing else, makes and maintains Christendom.… Where this falls, it is impossible to ward off any error or sectarian spirit." [LW 14:37] Paul says especially about this article, “a little leaven leavens the whole lump” [1 Corinthians 5:6]. Therefore, in this article he zealously and earnestly urges the use of exclusive terms [particulas exclusivas], that is, words that exclude people’s works from justification (i.e., “apart from works of the law,” “apart from works,” “by grace” [Romans 3:28; 4:6; Ephesians 2:8–9]). These show how highly necessary it is that in this article, along with the pure doctrine, the antithesis (i.e., all contrary doctrine) be stated separately, exposed, and rejected by this method. (FC SD III.6; Concordia, p. 536)

These and similar errors, one and all, we unanimously reject as contrary to God’s clear Word. By God’s grace we abide firmly and constantly in the doctrine of the righteousness of faith before God, as it is embodied, expounded, and proved from God’s Word in the Augsburg Confession, and the Apology issued after it. Concerning what is needed further for the proper explanation of this profound and chief article of justification before God—upon which depends the salvation of our souls—we direct readers to another document. For the sake of brevity we refer everyone to Dr. Luther’s beautiful and glorious commentary on the Epistle of St. Paul to the Galatians [1535]. [LW 26–27] (FC SD III.67; Concordia, p. 546).

It is only the Biblical Gospel that is Gospel—at all. Gospel, of course, meaning in the Greek, literally, "a message of good news." There any number of other religious philosophies and opinions that proclaim "good news" but the actual "good news" of Jesus Christ is what makes Christianity, Christianity, and it is what makes Lutheranism, Lutheranism.

It is a hard, but necessary, word to speak to fellow Christians when we declare that other confessions of the Gospel distract from, and obscure, the glory and merit of Christ, but they do and that is why we continue, to this day, and until the return of Christ, to hold high the banner of the Gospel, as it is so beautifully, clearly and powerfully confessed in the Book of Concord.

Why? Because we know that it is only the truth and power of the Gospel of Jesus Christ that comforts sinners. We are not interested in any other message. We preach Christ and Him crucified and risen because it is only Christ and the preaching of Christ that rescues people from the misery of their sin and an eternity of separation from God in hell. We know that it is only the Gospel of Jesus Christ that gives life meaning. It is the Gospel, alone, that gives us the peace that passes all understanding, and joy, even in the midst of sorrow and hardship. The Gospel not only gives, it is. The Gospel is love, hope, peace, patience, kindness, gentleness and self-control. The Holy Spirit gives these gifts as the gifts of the Gospel. The Gospel is what gives life meaning.

Only the good news is the power of God that saves. Therefore, we stand fast and proclaim this alone-saving truth: the Gospel of Christ, the chief article of the Christian faith. We can not do otherwise. God help us. Amen.

Come, Holy Ghost, God and Lord, With All Your Graces Now Outpoured

El_greco_006_2 It is wonderful that Mother's Day falls on Pentecost Sunday this year, for what could be a better way to celebrate Mother's Day than to do so on Pentecost Sunday, which we often refer to as the birthday of the Holy Christian Church. We confess as Lutherans that the Church is the "mother that begets and bears every Christian through the Word of God" (Large Catechism, Creed III.45) so as we thank God for our earthly mothers, we do so on the Sunday when we thank and praise the Holy Spirit for His graces, so lavishly poured into our lives and into our hearts through our spiritual mother, the Church, the bride of our Lord and Savior Jesus Christ.

One of my favorite hymns is Martin Luther's Come, Holy Ghost.

1. Come, Holy Ghost, God and Lord!
        Be all Thy graces now out poured
        On each believer's mind and heart;
        Thy fervent love to them impart.
        Lord, by the brightness of Thy light,
        Thou in the faith dost men unite
        Of every land and every tongue;
        This to Thy praise, O Lord, our God, be sung.
        Hallelujah! Hallelujah!

        2. Thou holy Light, Guide Divine,
        Oh, cause the Word of Life to shine!
        Teach us to know our God aright
        And call Him Father with delight.
        From every error keep us free;
        Let none but Christ our Master be
        That we in living faith abide,
        In Him, our Lord, with all our might confide.
        Hallelujah! Hallelujah!

        3. Thou holy Fire, Comfort true,
        Grant us the will Thy work to do
        And in Thy service to abide;
        Let trials turn us not aside.
        Lord, by Thy power prepare each heart
        And to our weakness strength impart
        That bravely here we may contend,
        Through life and death to Thee, our Lord, ascend.
        Hallelujah! Hallelujah!

May 03, 2008

BOC FAQ — Frequently Asked Questions about the Book of Concord

Help_faq A poll was taken of over 2,000 Lutheran pastors, asking them to list the questions they most frequently are asked about the Lutheran Confessions as contained in the Book of Concord. Here are the questions, in the order of frequency. Following the questions, answers are provided.

What is the Book of Concord?
What are the Lutheran Confessions?
What does Concord mean?
What does confession mean?
What is in the Book of Concord?
What are the Ecumenical Creeds?
What is the Augsburg Confession and Apology of the Augsburg Confession?
What are the Small and Large Catechisms?
What are the Smalcald Articles and the Treatise on the Power and Primacy of the Pope?
What is the Formula of Concord?
Who wrote the Book of Concord?
Since we have the Bible, why do we have the Book of Concord?
A friend of mine says it is wrong to use creeds or confessions. How do I respond?
Are the Lutheran Confessions just for pastors and theologians?
What documents should a layperson read first in the Book of Concord?
What is a confessional Lutheran?
What is an "unconditional subscription" to the Confessions?
Why is an unconditional subscription to the Lutheran Confessions so important?
Do all Lutheran churches have the same view of the Book of Concord?
Do other churches have confessions like the Lutheran Church?
Summing things up...

Bookofconcord What is the Book of Concord?
The Book of Concord is a book published in 1580 that contains the Lutheran Confessions. (The image to the left is the title page from the first edition of the Book of Concord, printed in Dresden Germany, on June 25, 1580).

What are the Lutheran Confessions?
The Lutheran Confessions are ten statements of faith that Lutherans use as official explanations and summaries of what they believe, teach, and confess. They remain to this day the definitive standard of what Lutheranism is.

What does Concord mean?
Concord means “harmony.” The word is derived from two Latin words and is translated literally as “with one heart.”

What does confession mean?
When used in this context, confession means “to say what you believe.” The Lutheran Confessions are statements of faith that Lutherans use to say to the world, “This is what we believe, teach and confess. ”

What is in the Book of Concord?
The Book of Concord contains the Apostles’ Creed, the Nicene Creed, the Athanasian Creed, the Augsburg Confession, the Apology [Defense] of the Augsburg Confession, the Smalcald Articles, the Treatise on the Power and Primacy of the Pope, the Small Catechism, the Large Catechism, and the Formula of Concord.

What are the Ecumenical Creeds?
Creed is from the Latin word credere, which means “to believe.” The three creeds in the Book of Concord are the Apostles’ Creed, the Nicene Creed and the Athanasian Creed. They are described as “ecumenical,” meaning “universal,” because they are accepted by the majority of Christians worldwide as correct expressions of what God’s Word teaches.

What is the Augsburg Confession and Apology of the Augsburg Confession?
In the year 1530, the Lutherans were required to present their confession of faith before the Holy Roman Emperor in Augsburg, Germany. The Augsburg Confession was publicly presented on June 25, 1530. The Apology of the Augsburg Confession was written to defend the Augsburg Confession. Apology means “defense” when used in this way.

What are the Small and Large Catechisms?
Martin Luther wrote two handbooks in 1529 to help families and pastors teach the basics of the Christian faith. The Small Catechism and the Large Catechism are organized around six topics: the Ten Commandments, the Apostles’ Creed, the Lord’s Prayer, Holy Baptism, Confession, and the Sacrament of the Altar. The catechisms were so universally accepted that they were included as part of the Book of Concord in 1580.

What are the Smalcald Articles and the Treatise on the Power and Primacy of the Pope?
Martin Luther wrote a set of doctrinal articles in 1537 for an alliance of Lutheran princes and territories, known as the Smalcaldic League. Luther’s articles were widely respected and were eventually included in the Book of Concord. At the same meeting that considered Luther’s articles, Philip Melanchthon was asked to expand on the subject of the Roman papacy and did so in his treatise, which was also later included in the Book of Concord.

What is the Formula of Concord?
After Luther’s death in 1546, various controversies arose in the Lutheran Church in Germany. After much debate and struggle, the Formula of Concord was adopted in 1577 by over eight thousand princes, political rulers, theologians, and pastors, effectively ending the controversy.

Who wrote the Book of Concord?
The ancient creeds in the Book of Concord were prepared by early church pastors and theologians. Philip Melanchthon, a layman, was a professor of Greek and theology at the University of Wittenberg. He was chiefly responsible for writing the Augsburg Confession, the Apology of the Augsburg Confession, and the Treatise on the Power and Primacy of the Pope. Martin Luther wrote the Small and Large Catechisms and the Smalcald Articles. A group of Lutheran theologians prepared the Formula of Concord. They were Jacob Andreae, Martin Chemnitz, Nicholas Selnecker, David Chytraeus, Andrew Musculus, and Christopher Koerner.

Since we have the Bible, why do we have the Book of Concord?
The Lutheran Confessions are a summary and explanation of the Bible. They are not placed over the Bible. They do not take the place of the Bible. The Book of Concord is how Lutherans are able to say, together, as a church, “This is what we believe. This is what we teach. This is what we confess.” The reason we have the Book of Concord is because of how highly we value correct teaching and preaching of God’s Word.

A friend of mine says it is wrong to use creeds or confessions. How do I respond?
The Bible itself not only contains numerous confessions and statements of faith by believers, but it also urges us to confess the faith. If a confession is completely in accord with Scripture, we can hardly claim that the content of the confession is merely “man-made” (1 Corinthians 12:1–3).

531154 Are the Lutheran Confessions just for pastors and theologians?
No. They are for all people: pastors, theologians, and laypersons alike. They are important statements of faith. They are not necessarily easy to understand, but they are so important that everyone who is a Lutheran should be aware of what the Book of Concord is and should have a copy of the Lutheran Confessions. There is an edition of the Book of Concord prepared specifically for laypeople to read, filled with notes, annotations, illustrations, and many other useful materials to aid reading and understanding. It is titled Concordia: The Lutheran Confessions: A Reader's Edition of the Book of Concord and is available from Concordia Publishing House. You may order a copy on the Internet, or by calling 800-325-3040.

What documents should a layperson read first in the Book of Concord?
The Small Catechism is called “The Layman’s Bible” by the Formula of Concord because it does such a good job of summarizing the most important teachings of the Bible. The Large Catechism would be the next document to read carefully. The Augsburg Confession is the primary Lutheran Confession and should be read by every layperson. The Smalcald Articles are lively, bold, and powerful and capture readers’ interest. The time and attention needed to read the longer documents in the Book of Concord are well worth the effort since they are filled with such powerfully comforting and instructive biblical truth.

What is a confessional Lutheran?
A confessional Lutheran is a person who uses the documents contained in the Book of Concord to declare his faith to the world. The contents of the Book of Concord are cherished by such a person precisely because they are powerful means by which the correct teachings of Holy Scripture can be taught and shared with other people. The spirit of confessional Lutheranism is reflected well in the last words written in the Book of Concord: “In the sight of God and of all Christendom, we want to testify to those now living and those who will come after us. This declaration presented here about all the controverted articles mentioned and explained above—and no other—is our faith, doctrine, and confession. By God’s grace, with intrepid hearts, we are willing to appear before the judgment seat of Christ with this Confession and give an account of it (1 Peter 4:5). We will not speak or write anything contrary to this Confession, either publicly or privately. By the strength of God’s grace we intend to abide by it.” (FC SD XII 40).

What is an “unconditional subscription” to the Confessions?
Confessional Lutheran pastors are required to “subscribe,” that is, to pledge their agreement unconditionally with the Lutheran Confessions precisely because they are a pure exposition of the Word of God. This is the way our pastors, and all laypeople who confess belief in the Small Catechism, are able with great joy and without reservation or qualification to say what it is that they believe to be the truth of God’s Word.

Why is an unconditional subscription to the Lutheran Confessions so important?
Authentically Lutheran churches insist on a subscription to the Confessions because they agree with the Bible, not merely in so far as they agree with Scripture. Otherwise, there would no objective way to make sure that there is faithful teaching and preaching of God’s Word. Everything would depend on each pastor’s private opinions, subjective interpretations, and personal feelings, rather than on objective truth as set forth in the Lutheran Confessions.

Do all Lutheran churches have the same view of the Book of Concord?
No. Many Lutheran churches in the world today have been thoroughly influenced by the liberal theology that has taken over most so-called “mainline” Protestant denominations in North America and the large Protestant state churches in Europe, Scandinavia, and elsewhere. The foundation of much of modern theology is the view that the words of the Bible are not actually God’s words but merely human opinions and reflections of the personal feelings of those who wrote the words. Consequently, confessions that claim to be true explanations of God’s Word are now regarded more as historically conditioned human opinions, rather than as objective statements of truth. This would explain why some Lutheran churches enter into fellowship arrangements with non-Lutheran churches teaching things in direct conflict with the Holy Scriptures and the Lutheran Confessions.

Do other churches have confessions like the Lutheran Church?
Yes, they do. Most other churches have confessions scattered throughout various books. The Book of Concord is unique among all churches in the world, since it gathers together the Lutheran Church’s most normative expressions of the Christian faith into a single book that has been used for nearly five hundred years as a fixed point of reference for the Lutheran Church. Other churches have various catechisms and confessions they can point to, but few have as complete a collection of confessions that has received as much widespread use and support, for so long a time, as the Lutheran Confessions contained in the Book of Concord of 1580.

Summing things up...
To be a Lutheran is to be one who honors the Word of God. That Word makes it clear that it is God’s desire for His Church to be in agreement about doctrine and to be of one mind, living at peace with one another (1 Corinthians 1:10; 2 Corinthians 13:11). It is for that reason that we so treasure the precious confession of Christian truth that we have in the Book of Concord. For confessional Lutherans, there is no other collection of documents, statements, or books that so clearly, accurately, and comfortingly presents the truths of God’s Word and reveals the biblical Gospel as does our Book of Concord.

Hand in hand with our commitment to pure teaching and confession of the faith is, and always must be, an equally strong commitment to reaching out boldly with the Gospel and speaking God’s truth to the world. That is what confession of the faith is all about, in the final analysis. Indeed, “Since we have the same spirit of faith according to what has been written, ‘I believed, and so I spoke,’ we also believe, and so we also speak” (2 Corinthians 4:13). This is what it means to be, and to remain, a genuine confessional Lutheran.

by
Rev. Paul T. McCain
© 2008 All Rights Reserved
Permission is granted to copy and use this FAQ for non-commercial purpose with the provision that the content of the FAQ not be changed and that it be reproduced in its entirety, with this copyright notice.

Here is the PDF version of this document:

Download boc_faq.pdf

Here is the Microsoft Word version of this document:

Download boc_faq.doc

Here is the Text file version of this document:

Download boc_faq.txt

Here is the RTF version of this document:

Download boc_faq.rtf